I get numerous letters from credit card companies telling me I'm pre-approved for a credit card with outrageous interest rates and fees. Her is what I sent back to them. It reads:
"Dear Citi Card
I am not now, nor will I ever be interested in your "subprime" credit card featuring 39.9% (APR) and $60 annual fee. However, I didn't want to waste your prepaid stamped envelope, so I drew this picture of what I hope will be the future relationship between your company and me. (You're the one with the gun)
Sincerely
Steven Judd
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